[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.labelle.cz\/ktera-pujcka-je-ta-prava\/#Article","mainEntityOfPage":"https:\/\/www.labelle.cz\/ktera-pujcka-je-ta-prava\/","headline":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","description":"Podnikatel\u00e9 si nap\u0159ed mus\u00ed vytvo\u0159it podm\u00ednky, ve kter\u00fdch se d\u00e1 podnikat. A k tomu pot\u0159ebuj\u00ed pen\u00edze. Pak si mus\u00ed \u010dasto naj\u00edt zam\u011bstnance. Aby je sehnali, pot\u0159ebuj\u00ed pen\u00edze. Kdy\u017e se maj\u00ed platit dan\u011b, platby spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed, zdravotn\u00ed poji\u0161\u0165ovn\u011b a tak, jsou pot\u0159eba dal\u0161\u00ed pen\u00edze. A podnikatel chce samo sebou i","datePublished":"2019-10-13","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.labelle.cz\/author\/#Person","name":"","url":"https:\/\/www.labelle.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"labelle.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.labelle.cz\/wp-content\/uploads\/img_a368378_w1930_t1580579143.jpg","url":"https:\/\/www.labelle.cz\/wp-content\/uploads\/img_a368378_w1930_t1580579143.jpg","height":0,"width":0},"url":"https:\/\/www.labelle.cz\/ktera-pujcka-je-ta-prava\/","wordCount":413,"articleBody":"  Podnikatel\u00e9 si nap\u0159ed mus\u00ed vytvo\u0159it podm\u00ednky, ve kter\u00fdch se d\u00e1 podnikat. A k tomu pot\u0159ebuj\u00ed pen\u00edze. Pak si mus\u00ed \u010dasto naj\u00edt zam\u011bstnance. Aby je sehnali, pot\u0159ebuj\u00ed pen\u00edze. Kdy\u017e se maj\u00ed platit dan\u011b, platby spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed, zdravotn\u00ed poji\u0161\u0165ovn\u011b a tak, jsou pot\u0159eba dal\u0161\u00ed pen\u00edze. A podnikatel chce samo sebou i n\u011bjak\u00e9 ty finance, ze kter\u00fdch by \u017eil. T\u0159eba i s celou svoj\u00ed rodinou. Kdy\u017e se podnik\u00e1n\u00ed da\u0159\u00ed, je to super. Pen\u00edze se podnikateli sypou do kapsy a on si m\u016f\u017ee vyhazovat z kop\u00fdtka. Ale \u010dasto se stane, \u017ee jednoho dne zdroje financ\u00ed vyschnout. A on zvadne. Pot\u0159ebuje pen\u00edze pro sebe, pro firmu, pro st\u00e1tn\u00ed instituce, zkr\u00e1tka pro kdekoho. A kdy\u017e je nem\u00e1, pot\u0159ebuje p\u016fj\u010dku. A kdy\u017e si chce p\u016fj\u010dit? Vsad\u00ed t\u0159eba i na hypot\u00e9ky bez registru. Pro\u010d pr\u00e1v\u011b na n\u011b? Zkr\u00e1tka a dob\u0159e proto, \u017ee kdy\u017e je ve finan\u010dn\u00ed t\u00edsni, p\u016fj\u010d\u00ed mu jenom m\u00e1lokdo. Banky mu odm\u00edtnou vyhov\u011bt t\u0159eba proto, \u017ee m\u00e1 n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u017ee m\u00e1 z\u00e1pisy v registrech dlu\u017en\u00edk\u016f, \u017ee tu hroz\u00ed exekuto\u0159i nebo neschopnost spl\u00e1cet kv\u016fli tomu, \u017ee u\u017e tenhle podnikatel dlu\u017e\u00ed a spl\u00e1c\u00ed i jinde. Ale nebankovn\u00ed finan\u010dn\u00ed instituce pom\u016f\u017eou. Se zm\u00edn\u011bnou hypot\u00e9kou, kterou u n\u00e1s m\u016f\u017ee dostat ka\u017ed\u00fd, kdo m\u00e1 aspo\u0148 mal\u00e9 v\u00fdd\u011blky a dok\u00e1\u017ee nab\u00eddnou jako z\u00e1stavu n\u011bjakou nemovitost. Takov\u00e9mu podnikateli tu p\u016fj\u010d\u00ed t\u0159eba i 70 % odhadn\u00ed ceny nemovitosti, o kter\u00e9 tu byla p\u0159ed chv\u00edl\u00ed \u0159e\u010d, a ty m\u016f\u017ee podnikatel pou\u017e\u00edvat ve sv\u00e9m podnik\u00e1n\u00ed dlouho a spl\u00e1cet je t\u0159eba i t\u0159icet let. Sta\u010d\u00ed tady poslat p\u00e1r sn\u00edmk\u016f nemovitosti e-mailem k posouzen\u00ed, sta\u010d\u00ed vyplnit formul\u00e1\u0159 na webu nebankovn\u00ed spole\u010dnosti, sta\u010d\u00ed kr\u00e1tce po\u010dkat a \u010dlov\u011bk v\u00ed, jestli a kolik mu p\u016fj\u010d\u00ed. A v\u011bt\u0161inou p\u016fj\u010d\u00ed. Z\u00e1ruka nemovitost\u00ed je toti\u017e dost dobr\u00e1 na to, aby se po \u017eadateli necht\u011bly ani vysok\u00e9 p\u0159\u00edjmy a skv\u011bl\u00e1 da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, prost\u011b nic. A proto si tady p\u016fj\u010duj\u00ed lid\u00e9 v nesn\u00e1z\u00edch. Ty tady sotva odm\u00edtnou.                                                                                                                                                                                                                                                                                                                                                                                         4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","item":"https:\/\/www.labelle.cz\/ktera-pujcka-je-ta-prava\/#breadcrumbitem"}]}]